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Terms & Conditions


Welcome to / (the “Site”). We are committed to make your shopping experience an enjoyable one. Please read the Terms & Conditions prior to using the Site. Throughout the Site, the terms “we”, “us” and “our” refer to J&CO Jewelry.

Your access, usage of the Site and browsing, purchase of any product(s) available to you through the Site indicates your full understanding, acknowledgment and acceptance to the Terms & Conditions.

Before making any purchase, it is your responsibility to review the following Terms & Conditions. The purchase of any product(s) through the Site represents your (i) acceptance, compliance with, and agreement to be bound by the Terms and Conditions, and (ii) that you have the right, authority, and capacity to abide by the Terms and Conditions.



By accessing or/and use of the Site, you represent and warrant that: 

  1. You are of legal age and capacity to access and/or use the Site;
  2. All information supplied by you on this Website is true, accurate, current and complete;
  3. You are legally and financially responsible for access and/or use of the Site
  4. You do not use the Site for any illegal purposes



Currency & Pricing
All prices displayed on the Site are quoted in the currency that is based on your choice for reference. All final prices upon checkout are based on USD. 

In the event where an incorrect price is displayed, we have all right to refuse and cancel any order due to incorrect pricing. 

Duties, Taxes & Custom Charges
Buyers are responsible for any/all duties, taxes and custom charges that may be incurred in their countries. The price payable from the Site does not include any/all duties and custom charges. Each country has its own regulation regarding the tax. Some countries are easy to import into, and have few restrictions and no taxes, while other countries are very restrictive and have high taxes. To avoid any inconvenience, we strongly recommend the buyers to learn the tax regulation of the destination country before purchasing from us.



You may place an order with us by completing and submitting the order form on the Site. You shall be responsible for ensuring the accuracy of all orders. All orders will be deemed to be irrevocable and unconditional upon transmission through the Site, and we shall be entitled, but not obliged, to process such order(s) without your further consent and any further reference or notice to you. 

We reserve the right to accept or decline any and all orders received from or through the Site in our sole and absolute discretion. Our acceptance of your order will take place when a confirmation email is sent to your registered email address with us, at which point a contract will come into existence between you and us. Each fully-paid order accepted by us shall constitute a separate and individual contract governed by these Terms & Conditions (an "Order"). We will assign an order number to your Order when we accept your Order.

If we are unable to process your order, we will inform you of this. This might be because the product is out of stock, because we have identified an error in the price or description of the product or because there may be an issue identified with your account due to credit and fraud.

Cancellation of Order
To cancel your order, please notify us at within 12 hours after order has been placed. No cancellation will be accepted after the stipulated time period. This is because chances are that your order might have already been processed. In that case, we will not be able to make any changes.

Accepted cancellations will be refunded in the form of store-credit.

Cancellation & Exchanges during sale period
Cancellation and exchanges during sale period is not allowed.



Product images may appear larger to show detailed view of the products. Always refer to the measurements before purchase. We cannot be held responsible for purchases made with the wrong perception of product size.

All measurements provided on the Site are measurements which were taken as accurately as possible. Minor variations in measurement is not considered a defect and cancellation of order due to such instance is not permitted.

When editing images for display on the Site, we always strive to produce the most realistic colours of the products. However, different people may perceive different colours as different devices renders colours differently. Such situations are not within our control and we cannot be held responsible for purchases made with the wrong perception of colours.


We accept payment using Credit/Debit Cards, Apple Pay, Google Pay & PayPal.
(Visa, Mastercard, American Express, Discover). 

You can still pay using Credit/Debit Card even if you do not have a Paypal account. 

How to?
STEP 1: Check out as a Guest at Paypal payment page
STEP 2: Complete payment details to confirm purchase
Once payment is received, orders will be processed at the soonest possible time.

Note: All transactions are done securely via our payment gateways. We do not have any access to any Credit or Debit Card information.



Mailing Address
Orders are shipped to the provided shipping address.

Please ensure address is correct. If you will like us to ship to another address, please contact us at immediately after purchase is made. Change of address is not allowed once the parcel has been shipped.

Verification & Authorisation of Payment
All orders will only be processed after payment is verified and cleared.

Processing of orders
We aim to dispatch all customer orders in 2 - 4 business days, with the exception of weekends. For festive season and public holidays, order dispatch may take up to 3 - 5 days in these cases.

Shipping Method & Duration 
We offer the lowest Flat Rate International Air Mail shipping fees at only USD3.80 for the first item and additional USD0.50 for every additional item.

Express shipping via DHL Worldwide Express shipping is available.

For rush orders or special occasions such as Wedding, Birthday, Bridal Shower, Christmas, we highly recommend that you purchase your order at least 6 - 8 weeks in advance or purchase DHL Worldwide Express shipping to reach you in a good time.

Important Notes:

  • Shipping duration for international shipment is estimated.
  • Custom clearance can affect delivery time depending on different destinations. We will not be able to refund for delay due to custom clearance, weather conditions or postal service. These instances are unfortunately beyond our control and we will not be able to refund the order.
  • Buyers are responsible for any and all duties and custom charges that may be incurred.
  • Please always order in advance for any special occasion for the parcels to reach you in good time.

If parcel does not reach within the shipping period, please email to with your updated shipping address and contact number to facilitate our checking of your parcel.

Parcel Tracking
You will receive an ‘Order Shipped’ notification once your order has been shipped. You can track your parcel with the given parcel tracking number at or



In any case if mail is unclaimed after a stipulated time by the post office and is returned to us, it is the buyer’s responsibility and will have to pay for the additional shipping, inclusive of purchases using free shipping promotion codeA package returned to us by the post office as undeliverable or unclaimed, or a package refused by the addressee for any reason or a parcel with wrong address furnished, is not an authorized return. As such, it may not be eligible for a refund of the cost of merchandise, at our discretion.



In the interest of hygiene and for protection of all customers, earrings and pierced jewellery are excluded from exchanges and returns. This exclusion arises from Health and Safety consideration and to prevent spread of possible infections. 

For non-pierced jewelry, we welcome exchange or return if you change your mind. All approved returns will be refunded in the form of store credit and communicated within 1 week of receiving the parcel. Please email to our CS team at for return/exchange for non-pierced jewelry.

Guidelines for Return Mail For Exchange / Return of Item

Please note that the return postage back to us will be borne by buyer, in the case of an approved exchange case.

  • Please ensure that the item is in original condition, original plastic packaging and in original gift box.  
  • It should be mailed in a sturdy envelope to prevent any damage in transit.
  • Mail the parcel with registered tracking number to ensure delivery of return parcel

    The shipping fee for exchanged item(s) back to buyer will be borne by the buyer.

    If there are any unforeseen circumstances whereby the earrings need to be exchanged/returned, please refer to the following.

    Incorrect Item Received
    If you believe you have received the wrong item, contact us at with the email titled “Incorrect Item Received - [Insert Order ID]”. Together with this e-mail, please provide us with your Order ID and a clear snapshot of incorrect product received.

    Defective Item Received
    If you believe you have received a defective item, contact us at with the email titled “Defective Item Received - [Insert Order ID]”. Together with this e-mail, please provide us with your Order ID and a clear snapshot of the defect followed by a detailed description of the defect. 

    Upon receiving your email, our Customer Care Officer will help on your case.



    Gift Cards are valid for a year, and are strictly non-refundable and non-extensible. Gift Cards are to be redeemed in a single transaction.



    We may collect, use and disclose personal data that you provide to us to supply the Product to you, process your payment for the Product, to send you newsletters if you have registered for our mailing list, and other specified purposes. Please see our Privacy Policy for more information.



    Except as otherwise provided elsewhere in this Terms & Conditions or on the Site, anything that you submit or post to the site and/or provide J&CO Jewelry, including, without limitation, ideas, know-how, techniques, questions, reviews, comments, and suggestions (collectively, “Submissions”) is and will be treated as non-confidential and nonproprietary, and by submitting or posting, you agree to irrevocably license the entry and all IP rights related thereto (excluding the moral rights such as authorship right) J&CO Jewelry without charge and J&CO Jewelry shall have the royalty-free, worldwide, perpetual, irrevocable, and transferable right to use, copy, distribute, display, publish, perform, sell, lease, transmit, adapt, create derivative works from such Submissions by any means and in any form, and to translate, modify, reverse-engineer, disassemble, or decompile such Submissions. All Submissions shall automatically become the sole and exclusive property of J&CO Jewelry and shall not be returned to you and you agree not to raise any dispute in connection with any use of the entry by J&CO Jewelry in the future.

    You warrant that your Submissions, in whole or in part, are clear and free of any IP right infringement, disputes or third party claims. J&CO Jewelry assumes no liability for any misuse of copyright or any other rights of third parties by you. You undertake to defense for and indemnify against any losses caused due to the use of the entries for any purposes.

    In addition to the rights applicable to any Submission, when you post comments or reviews to the site, you also grant J&CO Jewelry the right to use the name that you submit with any review, comment, or other Content, if any, in connection with such review, comment, or other content. You represent and warrant that you own or otherwise control all of the rights to the reviews, comments, and other Content that you post on this site and that use of your reviews, comments, or other Content by J&CO Jewelry will not infringe upon or violate the rights of any third party. You shall not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead J&CO Jewelry or third parties as to the origin of any Submissions or Content. J&CO Jewelry may, but shall not be obligated to remove or edit any Submissions (including comments or reviews) for any reason.



    J&CO Jewelry is the owner or the licensee of all intellectual property rights in and to the content on the Site, and in the material published on it. You may not copy, reproduce, modify, republish, upload, post, transmit, adapt, download, distribute or howsoever deal with any content or material from the Site in any form or by any means without J&CO Jewelry’s prior written permission. If you believe an intellectual property right has been violated on the Site, please contact us. 



    The website may or may not contain links to third party websites that are not owned by J&CO Jewelry, this includes third party payment system providers. You acknowledge and agree that J&CO Jewelry is not responsible for the content, privacy policies, or practices of such third party websites or the companies that own them. By using this website, you agree to absolve J&CO Jewelry from any and all liability arising from your access and use of any third party website.



    The Site, its services and all information provided herein are provided on an “as is” and “as available” basis without warranties of any kind, either expressed or implied, other than those imposed by law, including but not limited to warranties of title or implied warranties of merchantability, satisfactory quality, fitness for a particular purpose or non-infringement.

    Without limiting the generality of the foregoing, we expressly disclaim any warranty, condition, guarantee, term or representation (i) as to the reliability, accuracy, completeness, and validity of any content or material on the Site; (ii) that the functions contained on the Site will be secure, uninterrupted or error-free; and (iii) that any defects will be corrected. Any and all such warranties, conditions, terms and representations are specifically excluded. We assume no responsibility for errors or omissions in the materials on the Site, including factual or other inaccuracies or typographical errors. You expressly agree that your use and/or access of the Site is at your sole risk.

    Without prejudice to the generality of the foregoing, we expressly disclaim any and all liability arising from:-

    (i) life or wear of any Product or that it will be suitable for any particular purpose or use under any specific conditions, notwithstanding that such purpose or conditions may be known or made known to J&CO Jewelry;

    (ii) improper remedy of defective products, alteration of the products, unsuitable or improper use, wilful damage, negligence, or other misuse of the products, as well as fair wear and tear, by you or any third party;

    (iii) third party claims, whether directly or indirectly caused by, or relating to, the content of our Site and the products purchased on or through our Site; and

    (iv) any warranties provided under these T&Cs if the total price for the Product has not been paid in cleared funds by the due date for payment.

    You further acknowledge and agree that your access and use of the Site is dependent on third party service providers such as internet, network, connectivity or other link providers. Your payment for any Product purchased from the Site is processed by third party payment system providers and J&CO Jewelry does not retain or process any such payment information. J&CO Jewelry cannot guarantee the security of such third party payment system(s) or any payment data on the Site, J&CO Jewelry is not responsible for any acts or omissions of any third parties and disclaims any and all liability in connection with the acts, omissions or defaults of such third parties. Without prejudice to the generality of the foregoing, J&CO Jewelry is not responsible for the results of any credit inquiry, the availability or performance of the Internet, your connection to the Internet or the actions or inaction of any other person or entity, including any internet service provider. By using the Site, you expressly relieve J&CO Jewelry from any and all liability in connection with the acts, omissions or defaults of such third parties.

    To the extent that any exclusion of liability under these T&Cs is not permitted by law, the aggregate cumulative liability of J&CO Jewelry and our affiliates under any Order shall in any event not exceed the sum that you have paid to us for the sale of products under that Order. 



    JCO Jewelry reserves the right to amend the Site and Terms & Conditions from time to time without any prior notice.

    Please check back regularly for any updates.